The Closing Factor is designed to simultaneously optimize the terms of a residential real estate transaction for the benefit of each party. The seller can lower the buyer's monthly payments without lowering the price of the home. Click to see the benefits.   This site provides basic information and sample calculations. Its commercial evolution will provide for interactive calculations and enable buyers and sellers to register and to document their agreement.                                                    

        Maximize Cash Proceeds.

        Minimize Monthly Payments
         and receive a Tax Break.

         Maximize Commissions.

         Maximize Fees and Loan Values.

         Control Mortgage Process and Maximize Upgrade Profits.